DISCOUNTED PERSONAL LOAN

Get the things you want, or pay for the things you need with an AL Arab's Choice Credit Union Discounted Personal Loan.

Our Discounted Personal Loan has a low rate and is available for almost any purpose, excluding Debt Consolidation.

• Loans start from $10,000 or $20,000 for a lower interest rate
• Loan term up to 10 years
• Fixed rate for the first 5 years
• No monthly fees
• Fast pre approval
• Ability to apply online, over the phone or in person at any of our branches
• No penalty for additional repayments or early payout

PERSONAL LOAN

With AL Arab credit Union you can take out a personal loan for as little as $2,000.

Our personal loans are a fast and convenient way to get the things you want or to pay for the things you need. With flexible repayments and competitive interest rates, you can use our personal loan for almost any purpose.

• Competitive interest rates
• Fixed interest rates, so you know your repayments won't change
• No monthly fees
• Fast pre-approval
• Ability to apply online, over the phone or in person at any of our branches
• No penalty for additional repayments or early payout

BUSINESS CONSTRUCTION LOAN

If you're planning a building or construction project for your new or expanding business, a construction loan can give you the flexibility to manage your finances while you build.

A construction loan allows funds to be progressively drawn as the stages of construction are completed. This means you only pay interest on the amounts drawn.

Plus, to further reduce the drain on your cash flow while construction is being completed, we also offer interest only repayment terms during construction, or you may wish to consider capitalising your interest.

LITE LOC DOC HOME LOAN

Sometimes it can be difficult to get a home loan if you are self employed. To help out, we offer the Lite Low Doc Home Loan to get you into your new home without having to complete lots of paperwork to get your loan approved.

Applicants must be self-employed for a minimum of two years and meet the qualifying criteria. Product options include Lite Low Doc Variable, Lite Low Doc Fixed and Lite Low Doc Line of Credit.

Try our online calculators to work out how much you can afford to repay.

It's also important for you to look at our credit guide if you're thinking about applying for a loan to understand how we can best help you.

BUSINESS LINE OF CREDIT

A Business Line of Credit is an all-in-one account that combines your loan, overdraft and savings into a single account, making every dollar count.

By placing all of your funds into a single account you can use your working capital to reduce the amount of interest you pay and pay off your Business loan sooner.

Audit Assurance Services

• External Audits
• Internal Audits
• Information Technology Audit Services

Accounting and BPO Services

• Business planning & re-engineering
• Forecasting
• Profit improvement

BUSINESS FIXED RATE LOAN

Fixed Rate Business Loans help you budget by calculating exactly what your repayments will be over the fixed rate period.

Rates can be fixed for one to five years, and then at the end of the term you can choose to refix your loan or switch to a variable rate. Plus, we have an interest only option which reduces your repayments as you only pay the interest portion of the loan for up to five years.

BUSINESS VARIABLE RATE LOAN

A Variable Rate Business Loan gives you the flexibility to pay off your loan sooner by making extra repayments without penalty.

Plus, we have an interest only option which reduces your repayments as you only pay the interest portion of the loan for up to five years.

GREEN PERSONAL LOAN

Our Green Loans can help you to help the environment.

At AL'Arab we want to do our bit to help the environment. Our Green Loan is designed to help you when obtaining environmentally-friendly vehicles or items for around the house. In return we provide you with a discounted rate and flexible product features.

• Competitive interest Rate.
• No monthly fees
• Fast pre-approval
• Fixed interest rates, so you know repayments won't change
• Ability to apply online, over the phone or in person at one of our branches
• No penalty for additional repayments or early payout

LITE FIXED HOME LOAN

A Lite Fixed Rate Home Loan gives you peace of mind and helps you with your budget.

By locking in your rate for a set period of time, it means your repayment amounts will stay the same for the fixed period. At the end of the fixed period your repayments will revert back to the low basic variable rate.

Try our online calculators to work out how much you can afford to repay.

It's also important for you to look at our Credit guide if you're thinking about applying for a loan to understand how we can help you.

LITE BASIC VARIABLE HOME LOAN

The Lite Basic Variable Home Loan is all about flexibility. If you want to pay off your home loan sooner you can make extra repayments without any penalty fees. Plus, if you need that money later you can get it back again with ease.

A variable rate loan is simple. If interest rates go down, so do your repayments. Or, if interest rates increase, then your minimum repayment will too.

Try our online calculators to work out how much you can afford to repay.

It's also important for you to look at our credit guide if you're thinking about a loan to understand how we can best help you.

Incorporation Services

• LLC & International Companies
• Free zone enterprises in UAE
• Company Liquidation

Business Consultancy Services

• Corporate Finance
• Business Continuity Management
• Feasibility Study & Business Plans
• Due diligence
• Mergers & Acquisitions
• Business Valuations